Money makes the world go ’round, am I right? Well, leasing can make the world go ’round too. Not everyone has the money for purchases they essentials when they need them.
Bear with me here.
It appears unrealistic the way TV shows portray their characters’ living conditions, right? Or is that just me? Those characters in New York living in their crazy beautiful lofts with their countless nice things, like in How I Met Your Mother. Maybe Ted could, being an architect, or Marshall likewise when he was working as a lawyer for the dark side.
There is no way that Penny in The Big Bang Theory could afford that apartment, states The Grindstone. Agreed. A struggling actress and server living in that apartment is doubtful. I have been there, and I do not believe it’s possible. Even with amazing tips every single night, plus, with her talking about how broke she is. Move somewhere cheaper Penny! California is not a cheap state for apartment renting, according to The Daily News.
Even on the show 2 Broke Girls. The title even has the word “broke” in it. Yes, they share a bedroom in their apartment. Quite insane for two grown women. But the apartment is huge and again, in New York, a city that has expensive rent.
But further thoughts on that. For example, TV show and movie characters can be portrayed ridiculously in completely other ways. Sometimes dumb, to be blunt. Or naïve, I guess you could say.
Yes, we have all made bad decisions. Yes, Hollywood’s job to get ratings and make their characters so crazy things, but sometimes it’s hard to watch!
So, I am giving advice to these irresponsible characters who make questionable life decisions.
They should have leased!
First, Carrie Bradshaw.
A prime example of someone who couldn’t possibly afford her lifestyle. Sex and the City may be a great show, mind you, but the women had an expensive taste. With all of that Prada, Ralph Lauren, Dolce & Gabbana, Tiffany’s, etc., I can’t imagine how they could afford everything else besides their clothing.
Yes, she admitted in the show to having financial trouble and gets turned down when she tries to apply for a loan. Sounds as though Carrie needs credit help. The other women so mention they were way more savvy with her money, and Carrie’s own finances get better. Still, unrealistic.
To my knowledge, the show did not mention the characters leasing any purchases. I believe if Carrie leased that big, lovely makeup vanity table in her room, she would not have been struggling with her finances. Those storage and shelving units that help her never-ending clothing in her never-ending closet? The trusty laptop she was clicking away at all the time? Should have leased them.
Not to mention her disastrous wedding! Sure it ended up being happily ever after for them, but those guests should have leased their wedding gifts.
Nick Miller is the worst with money.
A recap from The Huffington Post of an episode of New Girl describes the financial disaster that is his life well. It even says in this article that most likely no financial institution will ever loan the character money.
Is any item in the loft his? He lives there with three others throughout the seasons, give or take a few. It would be incredibly surprising if he owned much besides his bed. How can he become more responsible with his finances? Lease things! In particular, the appliances that keep breaking that Miller insists on fixing and makes worse, only because he doesn’t want to pay for a repair person. Just buy it now Miller, and pay later. You do not even need any credit.
Michael Scott literally declares bankruptcy.
Who can ever forget when the boss of Dunder Mifflin Paper Company in The Office is so naïve about finances he doesn’t know what bankruptcy entails, and he literally shouts out the words, “I declare bankruptcy!” Hilarious! But, not so hilarious at the same time.
GOBankingRates writes a piece on how to not be like Michael Scott when it comes to money. For instance, besides the declaration of bankruptcy, he thinks he can make lots of money from gambling in a heartbeat. And does not talk about money with his significant other even though she is using all of his credit cards and spending of his funds. I am so glad him and Jan did not last.
What could Michael Scott do to become more responsible with his money? Keep it away from Jan, to start with. Get that credit score back up! Further, start to lease smart purchases, besides putting every silly item that pops into his head onto his credit card like a maniac. We all wish we could do that without suffering the consequences, Michael Scott! Not the case!
Yes, I realize I am inadvertently speaking to fictional characters in this blog post. Let’s move along.
Homer Simpson. Need I say more?
Yes, I will say more.
TIME has an article written on the money woes of The Simpsons called, “What The Simpsons Characters Taught Us About Money.” To start my little blurb about Homer, here is a quote from him/the article on finances to show how not savvy he is with money.
“If you don’t like your job, you don’t strike, you go in there every day and do it really half-a**ed. That’s the American way.” Homer says this to Lisa, his daughter. No wonder the family has money issues! Let’s delve into the specifics, shall we?
The Street speaks with Steven Keslowitz, author of The World According to The Simpsons: What Our Favorite TV Family Says About Life, Love and the Pursuit of the Perfect Donut. He is very knowledgeable on The Simpsons, and the family’s finances. Or, lack thereof.
Keslowitz describes the family always has money struggles. For example, always spending Lisa’s college money, investing in pumpkins in December, and trying to fix his roof himself instead of hiring a professional. There are just some things you should spend money on, and some that you shouldn’t.
Leasing is a wise way to make sure your money goes towards something that is a necessity. A pumpkin business is not a necessity.
He says the family represents what is happening in the country when it comes to money. Though I do not believe every American is the same as Homer, he makes a good point. Economic growth has increased the standard of living in the United States, and the show reflects that. “The Simpsons of today have a much higher standard of living, and though the writers are trying to put them in more situations, they appear to have these things they probably couldn’t afford.”
How do they afford it?! Though Keslowitz mentions in the article they hide money in Marge’s hair sometimes, he further says they will spend money whenever they get it. I bet they bought everything in that house, instead of leasing it. That big, comfy red couch for instance. A fridge big enough to fit Homer’s food and beer. If they took the time to think about their position, they should lease instead. The Simpsons family could afford what they need for the five of them, and money on the side to send Lisa to college.
Every character from Friends, probably.
Except for Chandler. Even though Joey’s show got “picked up,” when he bought those chairs, he is borrowing money from Chandler throughout the whole show. If he had chosen to lease those chairs instead of buying them the second he had funds, maybe he wouldn’t owe Chandler so much money.
Then, Rachel comes along and breaks Joey’s chair. She should have done the rent-to-own choice, so she didn’t pay the full price right away! Though at this point she has a great career, at the beginning of the show was literally cutting up her daddy’s credit cards so she couldn’t use them, after buying boots she couldn’t afford and didn’t need.
Well, there you are. Hollywood can be unrealistic, and TV show characters portray their characters as having a bunch of money they could not possibly. Carrie Bradshaw has more high-fashion clothing than any writer in the world. Combined.
I could see Nick Miller and Michael Scott being friends if they existed in real life. Both crazy and fun, not to mention being comfortable enough with their ignorance to let their finances get in such bad shape. Bless their hearts.
The Simpsons go through many financial woes in their many seasons, and everyone can learn a number of lessons of what not to do. But what can we take away from these characters?
They could have, should have leased!